The reality of aging is a part of life, and, as unpleasant as it may be, it may lead to needing long-term care before we die.
Whether it’s care for a specific cognitive illness, like Alzheimer’s disease, or any number of physical ailments that leave us unable to care for ourselves, going into a nursing home care requires us to examine a host of issues. Long-term care last from 2.5 years for women to 1.5 years for men, on average. Nearly 14 percent of people who enter a nursing home will be there for five years or longer.
Applying for Medicaid can be a confusing. While an elder law lawyer is an important resource for those applying, many don’t utilize them. However, an attorney experienced in elder law can help you save money in the long-term and ensure that you and/or your loved ones are receiving the best care possible. Of course, there are many reasons to consult The Mattar Firm if you’re considering applying for Medicaid. Here are some of them.
Long-term care strategy helps those who cannot take care of themselves for long and short periods. These services help you live independently and safely as possible when you cannot perform daily activities such as dressing, eating, bathing and continence on your own.
Long term care is provided in a number of places by a number of caregivers, based on your personal needs. Most long term care arrangements in America are home-based and are offered by unpaid family members. It can also be given at a nursing home and in the community, such as in an Adult Day Care Center.
Assisted living is a unique type of housing facility
made for elderly persons or those requiring medical care and help with their
daily activities. People with physical or mental illness also find skilled
nurses in these facilities to help them with bathing, dressing, taking
medication, using the toilet, and performing other tasks. It is crucial to
involve an attorney for legal advice when your parent is going to the Assisted
Living. Therefore, you should know when it is appropriate to seek legal advice
concerning this. Provision of elder care is quite expensive hence;
As you age, you may need skilled nursing care or
personal assistance to help you live safely and maintain your wellbeing. That
said, the rules governing whether you qualify for Medicaid may seem complicated
and hard to understand. To determine your Medicaid eligibility, your total
assets will be evaluated. While others will be countable, some of them will be
deemed exempt as they will not be used to determine your eligibility.
Many people assume the fact that one day they are going
to be old and require nursing and home care services. As a result, they fail to
plan, for these services and the expenses that come along with them.
You would expect that with technological advancements, long term care would become more affordable, but that is not the case. If anything, this year, long term care grew even more expensive with the most convenient option in a private nursing home room, moving closer to $100,000 annually.
Access to quality health care is one of the fundamental
human needs. In a society where there are differences in economic classes,
low-income earners have limited access to medical services, since healthcare
providers expend care services at a cost. To include individuals in the
low-class in quality health care plans, the government created the Medicaid
Program in 1965.
A lien refers to a claim or charge on a piece of real
estate or property.
What is a Medicaid
A Medicaid lien is a claim made by the (DSS) Department of
Social Services on your property to cater to your Medicaid assistance expenses.
It refers to medical payments made on behalf of the individual receiving care.