As we age, we may have a need for long-term care. Whether it is care for a specific cognitive illness, or any number of physical ailments that may leave us unable to care for ourselves, going into nursing home care requires us to examine a host of issues, including the costs and how to protect our assets. The costs of nursing home care can vary but can easily be around $10,000 per month and most people cannot sustain paying privately for very long. Usually, people will apply for Medicaid. However, Medicaid has an income eligibility threshold that must be met to qualify, including a five-year look-back period. It’s important to understand how the look-back period works before you or a loved one is in this situation.
Scammers are taking advantage of the COVID-19 pandemic and have taken to targeting the elderly and those with serious health conditions, who potentially have a higher risk of serious illness due to COVID-19.
Criminals use tactics such as email, texts, social media, and phone calls to con innocent people out of their money. These scammers have become experts in following news headlines to change their tactics to follow current events. Currently, there is an influx of scammers using the COVID-19 Pandemic as leverage to facilitate their scams.
For most of our lives, our parents or guardians are there for us. As they age, however, we may need to be there for them. It is a big responsibility and a serious one. If you find yourself in this position, you will be responsible for their physical, mental, and financial well-being. It is a lot to take on.
Taking care of an older adult with health issues can be difficult for a family. Taking care of an older adult with health issues often means navigating unfamiliar decision making. It can be overwhelming, especially when the well-being of a loved one hangs in the balance. Families do not have to go it alone, however. An experienced, qualified elder law attorney can help a family sort through all the decisions that have to be made while also helping the family make the right decisions for their goals and their loved ones.
Caring for an adult who is suffering from dementia or Alzheimer’s disease can be difficult and stressful. It may come to a point where a person is no longer safe to live at home and may need to be placed into a long-term care facility. If this is the case, considering memory care may be one way to ensure a loved one is safe and receiving care tailored to their condition.
Memory care, which can be a wing in a nursing home facility or a separate entity, is where patients who are suffering from dementia or Alzheimer’s can go to receive care based on their needs around those diseases. Specifically, memory care provides intensive services to patients with memory issues.
As we age, we may need to live in an assisted living care facility. It is often part of growing older, so it is important to understand the best ways to pay for assisted living and get the best deal possible.
When it comes to assisted living, it is a good idea to choose a facility that best fits the resident’s current level of care, but can also accommodate any changes that happen over time. For instance, progressive diseases such as Parkinson’s or Alzheimer’s may require different types of care down the line. It may be better to choose an assisted living facility that can changes in need, as opposed to having to move into a second care facility. It is a good idea to have a transition plan in place to accommodate changes in health and the support necessary to receive the best care possible.
Aging is a part of life, and it may result in our loved ones needing long-term care in a nursing home. Whether it’s caring for a specific cognitive illness, like Alzheimer’s disease, or any number of physical ailments that leave our family members unable to care for themselves, going into nursing home care requires us to examine many issues. The costs of this care can be enormous and, at times, be an overwhelming burden on families. However, there are ways to be there for your loved one, especially during the current coronavirus pandemic, and make sure their lives are as meaningful as possible.
Caring for someone suffering from dementia or Alzheimer’s disease can be difficult, stressful, and a drain on patience and resources. According to the Centers for Disease Control and Prevention, 14 million people may be living with Alzheimer’s Disease by 2060. Most people want their loved ones to be safe and well-cared for. It may come to a point where a person is no longer safe to live at home and may need to be placed into a long-term care facility. If this is the case, considering memory care may be the best option to ensure they are safe and receive care tailored to their needs.
As we age, planning our end of life care becomes more critical. Advanced planning can help protect assets and reduce the burden on family members when it comes time for end-of-life care. Part of this planning may include the possibility of being incapacitated and requiring someone else to make crucial decisions regarding your health or assets. There are, of course, options for this kind of thing. One way to manage this includes designating power of attorney. There are several kinds of power of attorney that can be granted depending on need and when the Principal would like the authorization to end or expire.
Parents spend most of their life caring for their children and trying to make sure they’re doing well. As we age, however, those roles can reverse, and the child may have to take care of their parents, and make sure they’re doing well. Talking about these kinds of things can be uncomfortable, and the reason a lot of people avoid the conversation altogether. They’re important conversations to have, though, and there are ways to get through them. Here are a few ideas on how to talk to your children about end-of-life care.