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Why You Need a Long-Term Care Strategy

Long-Term Care

Long-term care strategy helps those who cannot take care of themselves for long and short periods. These services help you live independently and safely as possible when you cannot perform daily activities such as dressing, eating, bathing and continence on your own.

Long term care is provided in a number of places by a number of caregivers, based on your personal needs. Most long term care arrangements in America are home-based and are offered by unpaid family members. It can also be given at a nursing home and in the community, such as in an Adult Day Care Center.

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When is the Appropriate Time to Seek Legal Advice for my Parent if They are Going into Assisted Living?

Caregiver

Assisted living is a unique type of housing facility made for elderly persons or those requiring medical care and help with their daily activities. People with physical or mental illness also find skilled nurses in these facilities to help them with bathing, dressing, taking medication, using the toilet, and performing other tasks. It is crucial to involve an attorney for legal advice when your parent is going to the Assisted Living. Therefore, you should know when it is appropriate to seek legal advice concerning this. Provision of elder care is quite expensive hence;

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Exempt Assets in Port Charlotte Medicaid Planning

Medicaid

As you age, you may need skilled nursing care or personal assistance to help you live safely and maintain your wellbeing. That said, the rules governing whether you qualify for Medicaid may seem complicated and hard to understand. To determine your Medicaid eligibility, your total assets will be evaluated. While others will be countable, some of them will be deemed exempt as they will not be used to determine your eligibility.

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Common Medicaid Myths

Medicaid

Access to quality health care is one of the fundamental human needs. In a society where there are differences in economic classes, low-income earners have limited access to medical services, since healthcare providers expend care services at a cost. To include individuals in the low-class in quality health care plans, the government created the Medicaid Program in 1965.

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How to find out if there is a Medicaid Lien on a House

Lien on House

What is a Lien?

A lien refers to a claim or charge on a piece of real estate or property.

What is a Medicaid Lien?

A Medicaid lien is a claim made by the (DSS) Department of Social Services on your property to cater to your Medicaid assistance expenses. It refers to medical payments made on behalf of the individual receiving care.

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Some Ways to Pay for the Nursing Home

Senior with Piggy Bank

A part of retirement is that most retirees end up in nursing homes. Living in the comfort of your own home is what you may desire as you age, but unfortunately, chronic ailments may make it difficult for you to live independently without seeking daily assistance. Therefore, nursing homes become the best option even though they are expensive. Without proper financial planning, you may not be able to afford to live in your own home or nursing home. Below are some ways to pay for nursing homes.

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My Spouse Refuses to Get Medicaid. What are my Options?

Medicaid

If you are here, you have probably heard of government-subsidized health care but it can be difficult to distinguish between the various federally funded programs. So what is Medicaid? Created in 1965 alongside Medicare, Medicaid was part of Lyndon Johnson’s Great Society program. Since then, Medicaid has become an integral part of the American life.

Medicaid is a federal-state program that helps pay long term medical and custodial care costs.

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