Why You Need a Long-Term Care Strategy
Long-term care strategy helps those who cannot take care of themselves for long and short periods. These services help you live independently and safely as possible when you cannot perform daily activities such as dressing, eating, bathing and continence on your own.
Long term care is provided in a number of places by a number of caregivers, based on your personal needs. Most long term care arrangements in America are home-based and are offered by unpaid family members. It can also be given at a nursing home and in the community, such as in an Adult Day Care Center.
Planning for Long-Term Care
You can never know if you will need long-term care. But an unexpected illness or accident can change your needs almost immediately. When you engage in plans for the likelihood of long term care, you get an opportunity to learn about these services in your community. You get to make crucial decisions while you are still able to. If you are having any form of cognitive impairment, then you need to start planning for long term care as soon as possible.
Housing Decisions
When crafting your long term care strategy, you need to decide on the place you will spend your life when you cannot take care of yourself. Most people prefer to stay in their homes as much as possible. In such a case, then you need to check on who will take care of the household chores like cleaning. You should also plan about who will as well prepare the meals.
Health Decisions
A long term care strategy enables you to prepare a health care directive in case you fall seriously ill or disabled. This includes the health care plan you would want when you are too sick to tell the doctor yourself. Living a healthy lifestyle is a sure way to delay the need for long-term care. Discuss your medical history with your doctor to get suggestions on how to improve your health.
Plan About the Finances
Long term care is expensive. You need to raise enough cash that will support you during your long term care. You can rely on payment sources such as Medicare, Medicaid, long term care insurance or even personal funds, including savings and pensions. Save yourself and your caregiver, the worry of the cost of medical care by planning for long term care when you are still active and healthy.
A person’s financial position is the primary determinant in whether they will receive long term care in a hospital or at home. Preparing a long term strategy today gets you ready for any eventuality. At The Mattar Firm, our experienced elder law lawyers can help create an effective long term care plan that ensures you are well taken care of when you need help to do so. Contact The Mattar Firm today for more information.